About This Publication
Thoughtful perspective on markets, risk, and decision-making in retirement.
Naples Retirement Notes is an independent body of writing launched in January 2026 by Trent Grzegorczyk.
It is written for readers who have moved beyond accumulation and are now living inside their financial decisions—where judgment matters more than optimization, and experience matters more than theory.
The focus is not on forecasting markets or reacting to headlines. It is on how risk feels in retirement. How decisions age over time. And how perspective, rather than precision, becomes the most valuable asset.
Each issue is written deliberately and published only when there is something worth adding to the record.
The Record
Subscribers receive full access to every prior issue, along with all future writing.
Over time, Naples Retirement Notes becomes a private archive—a record of market observation and retirement perspective meant to be revisited as conditions change, rather than consumed and forgotten.
The intent is continuity, not commentary.
Delivery
New issues are delivered directly by email.
There are no feeds to monitor, no alerts to manage, and no algorithms deciding what deserves attention.
The writing arrives when it’s ready.
Readership
Naples Retirement Notes is read by individuals who value composure over reaction, clarity over certainty, and long-term thinking over short-term narratives.
The publication is supported by its readers and remains independent by design.
About the Author
Trent Grzegorczyk is a Naples, Florida–based wealth manager specializing in retirement planning for individuals and families navigating the transition into—and through—retirement. His work centers on building durable retirement income strategies, structuring portfolios for the distribution phase, and integrating tax planning into long-term decision-making. He works with retirees and near-retirees throughout Naples and Southwest Florida, helping them move forward with clarity and confidence.
All advisory services are offered through Savvy Advisors, Inc. (“Savvy Advisors”), an investment advisor registered with the Securities and Exchange Commission (“SEC”). Savvy Wealth Inc. (“Savvy Wealth”) is a technology company and the parent company of Savvy Advisors. Savvy Wealth and Savvy Advisors are often collectively referred to as “Savvy”. The views and opinions expressed herein are those of the speakers and authors and do not necessarily reflect the views or positions of Savvy Advisors.